Meet Your Commercial Lending Team

Real People. Real Direct Numbers. Local Decisions.

 
Real people, real partnership. At State Bank Northwest, we approach commercial lending differently by prioritizing relationships over automation. From direct access to decision-makers to tailored banking solutions, we work on a first-name basis to help your business thrive.
 
Work directly with local decision-makers who understand the Eastern Washington market. Libby and Ryan offer more than just lending; they offer a partnership rooted in local accountability. From equipment financing and lines of credit to owner-occupied real estate, we provide the capital and the personal attention your business deserves.
 
Call the Commercial Lending team: (509) 789-4335

Vice President & Commercial Relationship Manager NMLS #2462899

About Libby: As Vice President and Commercial Relationship Manager, Libby brings a high level of expertise and relationship-focused service to our commercial clients. She specializes in understanding the broader scope of your business goals—whether that means expanding your real estate footprint or securing working capital.

Libby works closely with business owners to navigate the distinctions between owner-occupied and investment real estate, helping you identify the right financial structure for your specific situation. Her goal is to be more than a lender; she aims to be a long-term financial partner for your business growth in the Spokane and Eastern Washington region.

Contact Libby:

LibbyF@StateBankNW.com

Assistant Vice President & Commercial Relationship Officer NMLS #2277085

About Ryan: Ryan is a homegrown expert in the State Bank Northwest system. A graduate of the WSU Carson College of Business, Ryan has been with the bank since 2014. He didn't just step into lending; he built his knowledge from the ground up, starting as a Customer Service Representative and working his way through roles as a Loan Assistant and Credit Analyst before becoming a Commercial Relationship Officer.

This background gives Ryan a unique advantage: he understands exactly how a loan moves through the underwriting process because he has worked in every seat. He uses this deep internal knowledge to streamline the process for his clients, ensuring that the entire underwriting process is handled efficiently and without surprises.

Contact Ryan:

RyanD@StateBankNW.com








Why Work With a Local Team?

  • Speed & Certainty: We don't send your file to a committee in another time zone. We know the local contractors, the local market values, and the local economy.

  • Direct Access: When you have a question, you can call Libby or Ryan directly—not a 1-800 number.

  • Custom Solutions: Because we know you and your business, we can structure financing that fits your reality, not just a rigid corporate checklist.

Ready to discuss your project?