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How Lenders Help with Home Buying

Whether you are refinancing or purchasing your home, it's important to know all your options. When it comes to your Mortgage, State Bank Northwest expert lenders can help you determine:

  1. The ideal loan amount and products to meet your budget considerations. We can review the
    mortgage process in detail and flag ideal programs and loan features.
  2. How mortgage rates, the loan amount, property taxes and insurance premiums affect payments.
    This will help you set a home budget to help you manage your homeownership expenses.
  3. Your rights and obligations under your mortgage contract. Today’s consumers have many financing
    options—each with unique stipulations outlined in the fine print.
  4. Suitable government-sponsored programs. In addition to federal homeownership and home-buying
    assistance programs, we can recommend state, local government, and specialty programs for
  5. Additional resources to help you create a budget and set financial targets. We offer homebuyer
    seminars and other helpful resources. Free online educational tools can also be found at
For more information on home mortgages, call or stop by your local State Bank Northwest branch to speak to a lender.