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Commercial Loans

Applying for our business loans or lines of credit is easier than you think. All loan decisions are made locally at our branches in Spokane, Rockford, Colfax, Garfield, and Palouse by our knowledgeable and efficient loan officers.

Operating Lines of Credit

A line of credit is a loan arrangement for a predetermined borrowing limit, and is often used to manage cash flow by funding working capital needs or seasonal growth. You're able to take money out as needed, up to the borrowing limit. Most operating lines of credit are revolving, meaning you can pay the principal balance down and draw the funds out again as your cash flow needs change.

Equipment Term Loans

Whether you are starting a new business, expanding, or you need to upgrade outdated equipment, the initial cost of new equipment can be overwhelming. Equipment term loans provide the capital needed to cover your equipment cost, with a predictable, fixed repayment schedule designed to be manageable for your business.

Commercial Real Estate and Construction Loans

Are you in the market to acquire real estate for your business or wanting to construct a new building? Is this your first time acquiring real estate for your business? Our expert lenders can walk you through all the loan options available to you.

Business Purchase Loans

If you're thinking expanding or buying equipment or real estate from another business, ask our lenders about financing a business acquisition.

Refinance Loans

Learn how refinancing your business's debt can lower your interest rates and reduce your monthly payments.

To apply for a State Bank Northwest Commercial Loan visit your nearest branch.