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Personal Checking Accounts

Handle your money your own way. Your financial needs are personal. So for checking, we give you a choice with MyStateBank Personal Accounts. Each has convenient, time and money saving features that make checking flexible, easy and hassle free. Because you deserve full service banking, on a first name basis.

ALL MyStateBank Personal Accounts offer the following benefits:

  • Unlimited check writing
  • Online Banking
  • Debit Card (oac)
  • Full Service Banking at any State Bank branch
  • Direct Deposit
  • Savings Sweep
  • Notary Service
  • E-Statements
  • .25% rate discount on loans with Auto Pay (oac)
  • Don't forget to ask about Bill Pay Services (fees may apply)

MyStateBank - Free Checking

When you need an account that meets your basic, everyday banking needs. All the standard benefits of MyStateBank accounts plus:

  • $100 minimum balance to open
  • No monthly service charge
  • No monthly minimum balance

MyStateBank - Full Service Interest Checking

Checking convenience and an attractive interest rate give you more for your money. Receive all the benefits of MyStateBank Personal Accounts plus:

  • Interest paid monthly on daily collected balance
  • Minimum $1,000 opening balance - Only $8.00 a month if you fall below the $1,000 minimum daily balance.
  • Age 62 or BETTER add the following:
    • FREE box of MyStateBank checks each year
    • FREE safe deposit box rental for 1 year (as available)

MyStateBank - Tiered Interest Checking

Loaded with the works, plus an interest rate that grows with your daily balance. Our ultimate package of value-added services with all the benefits of MyStateBank Personal Accounts plus:

  • FREE MyStateBank Checks
  • FREE BillPay
  • FREE Cashier’s Checks
  • Checks images return with monthly statement (upon request)
  • Competitive tiered interest rate paid montly on daily collected balance
  • Minimum $10,000 opening balance - Only $15.00 a month if you fall below the $10,000 minimum daily balance.

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