Handle your money your own way. Your financial needs are personal. So for checking, we give you a choice with MyStateBank Personal Accounts. Each has convenient, time and money saving features that make checking flexible, easy and hassle free. Because you deserve full service banking, on a first name basis.

ALL MyStateBank Personal Accounts offer the following benefits:

• Unlimited check writing
• FREE Online Banking
• FREE Full Service Banking at any SNB branch
• FREE Check Safekeeping
• FREE Direct Deposit
• FREE Savings Sweep
• FREE Notary Service
• Easy to balance monthly statements
• .25% rate discount on loans with Auto Pay

MyStateBank - Free Checking

When you need an account that meets your basic, everyday banking needs. All the standard benefits of MyStateBank accounts plus:

• No monthly service charge
• No monthly minimum balance
• Add a Debit or ATM Card of only $1.00 a month
• Add BillPay and a Debit Card for only $4.95 a month

MyStateBank - Direct Free Checking

Make life easier with the convenience of Direct Deposit and Get Even More! All the standard benefits of MyStateBank Accounts, plus:

• Free BillPay and Debit Card

MyStateBank - Full Service Interest Checking

Checking convenience and an attractive interest rate give you more for your money. Maintain a $1,000 minimum daily balance and receive: All the standard benefits of MyStateBank Direct Checking, plus:

• Earn a competitive interest rate on your daily collected balance
• AGE 55 or Better add the following:
  • FREE box of MyStateBank checks each year
  • 1 year FREE safety deposit box rental (as available)
    Only $8.00 a month if you fall below the minimum balance of $1,000.00

MyStateBank - Tiered Interest Checking

Loaded with the works, plus an interest rate that grows with your daily balance. Our ultimate package of value-added services with all the standard benefits of MyStateBank Direct Checking, plus:

• FREE MyStateBank Checks
• FREE BillPay & Debit Card
• FREE American Express Travelers Checks
• FREE Cashier’s Checks and Money Orders
• Checks returned with monthly statement (upon request)
• Competitive interest tiered to your daily collected balance
  Only $15.00 a month if you fall below the minimum balance of $10,000

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